Welcome to remortgageme
RemortgageMe is an independently run website acting as an introducer to regulated advisors who can discuss and advise you on your mortgage options.
Remortgaging? - Free Whole Market Comparison!
If you are a homeowner looking to remortgage whether this be to consolidate debt, raise capital or simply find a better deal then look no further. Our whole of market brokers will find a bespoke solution to SAVE YOU MONEY and give you peace of mind.
Remortgage
Remortgage to raise capital, consolidate debt and save money. All circumstances, good or poor credit. Mortgages up to £5million.
Council Right to Buy
Right to Buy specialists to help you through the process of owning your home. Large discounts still available in most areas of the UK
Secured Loan
New car, holiday, wedding, home improvements? Instant decision and fast payout. Highly competetive rates. £5k to £50k.
Moving Home
Moving home - selling and buying? Let us find you the best mortgage deal based on your personal circumstances. No obligation.
Commercial Mortgage
Buying or remortgaging your business premises? Advice from specialists nationwide and access to whole of market.
Life Insurance
Mortgage protection, family protection, income protection (asu) or whole of life. Expert advice to get you the cheapest deal.
First Property
Entering the property market and need advice? Mortgages up to 95%. We will compare all lenders to get you the best deal..
Buy to Let
Looking for a holiday and/or investment property and need a second mortgage? Expert advice on all aspects of BTL investment.
Debt
Do you have debts that are becoming unmanageable and need help? Free confidential advice for homeowners and tenants.
Why Use remortgageme?
- 20 years experience matching the right mortgage products to thousands of people throughout the UK!
- One of the UK's top 3 internet mortgage arrangers!
- Save time and money by contacting different lenders for thousands of tailor made products!
- All brokers CeMap qualified & FSA (Financial Services Authority) regulated
Testimonials
“Thank your team for a truly excellent, top class service over a remortgage just completed especially First Choice Mortgages who were very efficient.They will be highly recommended as far as I am concerned, in the future.”
Rosalind, Chesham
Are you Feeling the Crunch?
You no doubt want to ensure you get a better mortgage deal than the one you have. Whether you've just come out of a tie in (fixed rate, low start) or are looking to raise capital for any purpose our brokers will give you best advice. That advice may be to stay with your current lender.
Many lenders are now offering very attractive deals, but are they what they seem? An independent broker can compare these deals for you and advise whether there are any unfair charges or tie in periods that may not be apparent to you.
What if you need to raise cash or want to sell your house quickly? Many people have found they are prevented from doing this or subject to high redemption penalties (of several thousand pounds) when presented with this scenario.
Latest News:-
In recent weeks and months there's been a great deal in the news about the credit crunch and the housing market.
Lenders are withdrawing products and are
being much more cautious about who they lend to and how much. They are also raising their rates and asking for bigger deposits. There are no 100% mortgages on the market at present so if you're looking to raise equity, in all likelihood the most you'll be able to get will be 90%. The higher percentage LTV (Loan to Value) you want the higher the interest rate you're likely to pay.
So where does this leave us the consumer?
It is interesting that the mortgage lenders are reportedly withdrawing their products from the market because of capacity problems, ie a difficulty in actually processing enquiries - as much as because of difficulties in funding new mortgages.
Or is it because the big boys are capitalising on the general sentiment of dooma dn gloom to re-establish their once dominant position and dictate prices that will lead to even greater profits. Who knows?
Always seek independent advice
Always seek independent advice when considering your mortgages options. We will access the whole market to find you the best product for your circumstances.
You no doubt want to ensure you get a better mortgage deal than the one you have. Whether you've just come out of a tie in (fixed rate, low start) or are looking to raise capital for any purpose our brokers will give you best advice. That advice may be to stay with your current lender.
Many lenders are now offering very attractive deals, but are they what they seem? An independent broker can compare these deals for you and advise whether there are any unfair charges or tie in periods that may not be apparent to you.
What if you need to raise cash or want to sell your house quickly? Many people have found they are prevented from doing this or subject to high redemption penalties (of several thousand pounds) when presented with this scenario.