Remortgage

How Do I Remortgage?

If you are considering a remortgage then you already have a mortgage on your home so remortgaging is fairly straightforward. Remortgaging does not involve the process of actually buying a house, all you are doing is replacing your currrent mortgage with a new one. There may be any number of reasons you are considering this. You may be looking for a better rate to reduce your mortgage payments or want capital from the equity in your property for home improvements or suchlike.
The process of remortgaging is very simple but finding the best mortgage for your circumstances can be a bit of a minefield. The easist way to do this is to get independent advice on the whole market and our service offers this. If you complete the short form on the right an independent broker will contact you and search the whole market to see if there is a better mortgage that suits your requirements. If this is the case he or she will then take care of all the paperwork for you and that is pretty much it. There is absolutely no obligation and you do not have to follow the advice given!
We can search the WHOLE UK MARKET to get you quotes from all the High Street lenders such as Abbey National, The Woolwich, Nationwide, NatWest etc. We will quickly find you the CHEAPEST deals to choose from to SAVE YOU ££££s! There's still plenty of great mortgage deals out there if you know where to look. COMPLETE OUR NO OBLIGATION FORM FOR YOUR FREE NO OBLIGATION QUOTE.
Always seek independent advice when considering your mortgages options. We will access the whole market to find you the best product for your circumstances.

You no doubt want to ensure you get a better mortgage deal than the one you have. Whether you've just come out of a tie in (fixed rate, low start) or are looking to raise capital for any purpose our brokers will give you best advice. That advice may be to stay with your current lender.

Many lenders are now offering very attractive deals, but are they what they seem? An independent broker can compare these deals for you and advise whether there are any unfair charges or tie in periods that may not be apparent to you.

What if you need to raise cash or want to sell your house quickly? Many people have found they are prevented from doing this or subject to high redemption penalties (of several thousand pounds) when presented with this scenario.

free expert mortgage advice!

1 IN 5 OF US ARE PAYING TOO MUCH FOR OUR MORTGAGE!

LOWEST RATES FROM ALL UK LENDERS!

Testimonials

“Thank your team for a truly excellent, top class service over a remortgage just completed especially Simply Finance who were very efficient.They will be highly recommended as far as I am concerned, in the future.”

Rosalind, Chesham

“When I visited your website I was desperate as my finances were in a real mess. You recommended us to a mortgage adviser and through their help and patience secured a mortgage for me through a building society who were sympathetic to my needs.

“For the first time in over four years I was able to sleep at night and thank you so much for helping me out. I have recommended you to all my friends and family.”

Robert, Crawley

“Thanks for an outstanding and efficient job. You guys are head and shoulders above all other websites I visited and the follow up from the mortgage advisers was prompt and efficient. You can be assured that I refer you to my friends as well as my clients.”

Julie, Brighton

“I thought that I would never be able to qualify for a mortgage after my bankruptcy. You are truly miracle workers.”

John, Surrey

“I was referred to RemortgageMe by a relative. It was at a time I needed real help in getting my financial situation in control.

“The whole process was so quick from filling in my details to the adviser calling me. I'm looking to complete on my remortgage next week.”

Peter, Nottingham

Compare Remortgages From All Lenders

Please complete our 1 minute form for your FREE No Obligation Quote!

LATEST FIXED RATES (POSTED 30/07/2010)

With so many borrowers floating along on the lenders standard variable rate, there is much concern ahead of every month's meeting of the Bank of England's MPC to decide on whether to increase interest rates to help ease inflation. Lenders however are concerned that as soon as a rate increase is announced that they simply don't have the funds or the resources to cope with the 'mortgage tsunami' of applications, leaving borrowers with increased mortgage repayments.

Northern Rock are the first lender to offer fixed rates designed to compete with the variable rate and offer borrowers the chance to fix their mortgage and stability of payments:

2 YEAR FIXED RATE 3.15% (4.6% APR, Early Repayment charge of 4% until 1 )

5 YEAR FIXED RATE 4.39% (4.7% APR, Early Repayment charge of 4% until 1 November 2015)

If you need to switch your mortgage and borrow up to 70% of your property value, or are buying somewhere and have 30% deposit then you could qualify from the exclusive products above.

Please complete your details to get your quote within the hour!

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Please tell us about yourself

Required mortgage type

Title*

First name*

Last name*

Date of birth*

Postcode*

House Number*

Address Line 2

Town/City

Telephone*

Mobile*

Email Address*

Is this a single or joint application?*

Joint Single

Your property and mortgage details

Mortgage amount required (£)*

Approx. value of the property you are remortgaging(£)*

Current lender*

Purpose of remortgage*

Your circumstances

If the answer to any of the questions below is Yes, please tick the box. This will not hinder your mortgage enquiry but will help us find the most suitable product for you.

Have you or the joint applicant had a CCJ in the last 3 years?

Yes No

Have you or the joint applicant ever had an IVA?

Yes No

Have you or the joint applicant ever been declared bankrupt?

Yes No

Have you or the joint applicant missed any mortgage or secured loan payments in the last 2 years?

Yes No

Any other information

Please add any other information that you feel may be important here.